It was amazing to me to find out that having no credit is just as bad as having low credit. In 2016 I had a credit score so low I had to check it thrice. I didn’t know scores went that low. But owing to personal situations I had no credit history for almost 10 years. The only thing I had going for me was being on the electoral register but other than that there was nothing.
Lenders like to see what you have been like with money. They are not going to know that you order things through your neighbours Littlewoods catalogue and never miss a payment. They wont know that you throw a hand and a half of pardna with the lady from church. Many of us live a cash lifestyle. Continue reading Finance from scratch